Our Loans at a Glance
Secured Loan
7.5% (8% APR)
Loan is secured against your savings and is available for all loan types over a maximum of 5 years.
Welcome Loan
7.9% (8.19% APR)
Discounted loan rate for your first loan with Tallaght & District CU.
Re-Connect Loan
7.9% (8.19% APR)
Discounted loan rate if you have not borrowed from us in the previous 3 years.
Home Renovation Loan
8.5% (8.84% APR)
Discounted rate available for all Home Renovation Loans over €8,000. Maximum term of 10 years
One Year Loan
8.5% (8.84% APR)
Available for all loan purposes subject to a maximum term of one year.
Loan Calculator
Maximum Loan Term :
10.36%
10.36%
10.36%
This calculator is for illustrative purposes only, to give you, the borrower, an overview of the potential cost of borrowing. The Credit Union, or any of its staff, cannot be held responsible for any errors. Please note that this calculator only provides an indicative quote and actual repayments may vary.
Need a Loan?
We will consider loan applications from all our members. Each application is treated in the utmost confidence and will be considered on the members repayment history and their ability to repay the loan.
The quickest way to borrow is via our mobile app or through our website.
Our staff will give you any assistance required. Loans will then be considered by our Loan Officer, and they will contact you directly.
What you need when applying for a loan
All loans above shares will need 2 recent payslips and 3 months bank statements, these can also be dropped into the office or emailed. For online applications the provision of documents is by electronic means.
If we do not already hold the following on file we will request them at loan application stage.
- Passport or Drivers Licence (in date)
- Proof of your current Address (Utility Bill, Bank Statement) dated within six months of the loan application
- Copy of your PPS number
Note: All Loan applications (both secured & unsecured) of €500 or more must have PPSN provided & verified as part of the application process. This is under the CCR (Central Credit Register) enacted under the Credit Reporting Act 2013.
In deciding whether or not to grant the loan the loan officer or credit committee will take into account the members record of savings and loan repayments, as well as ability to repay. Once the loan is granted the member will be asked to complete a Credit Agreement or promissory note, which is a legally binding document being a promise to repay the loan, and to commit to regular repayments.
Not a Member? Not a problem!
You can become a member online by simply downloading our mobile app. With advanced biometric facial verification, and the ability to submit proof of ID, we're offering you a safe and reliable way to become a member.
